Restore a competitive insurance market by balancing consumer protections with insurer solvency, while speeding Department of Insurance rate reviews.
Cap excessive insurance industry profits and executive compensation, and use rate-setting authority to stop unjustified premium hikes.
Issue with the biggest divide
Wildfire risk reduction
Create low-interest wildfire retrofit loans, use climate-bond funding for wildfire prevention, and center home hardening and wildfire-resilient infrastructure.
Invest in home-hardening, firebreaks, and resiliency through Disaster Insurance for All; tie premiums to climate-risk mitigation and require major polluters to help fund disaster costs.
Insurance renewals after claims
Curb insurance nonrenewals and protect coverage through legislation addressing policy cancellations.
Prohibit insurers from raising premiums, canceling, or non-renewing policies solely because consumers file legitimate claims or experience no-fault losses.
Insurance industry donations
Refuses insurance-industry contributions to maintain independence when regulating insurers.
Refuse contributions from insurance companies, their executives, and related PACs to ensure regulatory independence.
Disaster insurance system
No sourced answer
Create a public nonprofit disaster insurance system guaranteeing affordable wildfire, flood, and earthquake coverage and acting as insurer of first resort.
More issues
Who's backing them
Endorsements
Experience
2014 to presentState Senator, California State Senate
2011 to 2014Of Counsel, Richardson and Patel LLP
2011 to 2014Adjunct Faculty, UCLA Law School
2008 to 2014Board Member, Santa Monica-Malibu Unified School District
