Merritt Farren

Proposes minimum community fire protection standards and targeting fraud that drives insurance costs.

Supports tech-centric reforms to attract insurers and would build a California-based insurtech sector.

Proposes CAL Reinsure for wildfire risk and calls for community fire protection standards.

Calls for insurance regulatory system reinvention, modernizing Department of Insurance processes, and transparent policies and rate-setting.

Calls for full payment within 30 days and proposes simplified homeowner rebuild coverage policies.

Supports auditing infrastructure-related insurance cost drivers.

Supports structural health insurance regulatory reform and advocates customer-centric standards across insurance lines.